11% rebate on Menards gift cards

Companies rarely discount gift cards.  After all its just like money.  When they do you need to investigate. Menards is giving a 11% rebate on gift cards through Saturday January 11th.  Let’s see if this is a good deal. If you live in the upper  Midwest you know  you can save big money at Menards.  […]

First Quarter Credit Card Bonuses

Welcome to 2014.  Let’s get some extra cash.  For doing something we already do.  If you have a Discover it, Chase Freedom or Citi Dividend credit card, there are new spending categories for the 1st quarter of 2014.  To review, these cards offer 5% cash back on certain types of spending.  All other spending gets […]

The Red Coat

    My wife noticed that our youngest son’s winter coat is looking small.  I guess it is time to say goodbye to the size 2T Lands’ End red coat and use the 3T coat waiting for him in the closet that his brother already broke in.  Normally I do not get nostalgic for clothes, […]

Buy December 18th — Ship for free

Warning – Christmas is happening.  Wednesday leaves just 7 days until the big day.  No fear – you can still buy online and have it shipped by Christmas Eve for FREE!  Check out the site Freeshippingday.com.  There you will find hundreds of online merchants that promise free shipping with no minimum purchase to everyone on […]

4 Months Away! Roth IRA Deadline Approaching

Welcome back.  Let’s keep learning about Roth IRAs.  Today, with the deadline to make your 2013 contribution just 4 months away, I will cover the rules for using your Roth IRA before you retire.  Part of me hates to mention this information since tapping into your Roth IRA before retirement does not make your retirement […]


I just wanted to thank you again for sitting down with me yesterday and going over our finances.  It is a huge relief to be able to talk to someone about everything and I really can’t express enough how much I appreciate it.